TERMS AND CONDITIONS OF USE
TERMS AND CONDITIONS OF USE
PAYORA - KB DIGITAL CORP LTD
1. LEGAL INFORMATION
PAYORA - KB DIGITAL CORP LTD
1. LEGAL INFORMATION
PAYORA - KB DIGITAL CORP LTD
1. LEGAL INFORMATION
Company Name: KB Digital Corp Ltd
Trading Name: PAYORA
Legal Form: Private Limited Company
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Email: hello@payora.ai
Website: www.payora.ai
Company Name: KB Digital Corp Ltd
Trading Name: PAYORA
Legal Form: Private Limited Company
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Email: hello@payora.ai
Website: www.payora.ai
Company Name: KB Digital Corp Ltd
Trading Name: PAYORA
Legal Form: Private Limited Company
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Email: hello@payora.ai
Website: www.payora.ai
2. PURPOSE
2. PURPOSE
2. PURPOSE
These Terms and Conditions of Use (hereinafter the "Terms") define the conditions and terms of use of the Payora platform accessible at www.payora.ai (hereinafter the "Platform") and the services offered.
Use of the Platform implies full acceptance of these Terms by the user.
These Terms and Conditions of Use (hereinafter the "Terms") define the conditions and terms of use of the Payora platform accessible at www.payora.ai (hereinafter the "Platform") and the services offered.
Use of the Platform implies full acceptance of these Terms by the user.
These Terms and Conditions of Use (hereinafter the "Terms") define the conditions and terms of use of the Payora platform accessible at www.payora.ai (hereinafter the "Platform") and the services offered.
Use of the Platform implies full acceptance of these Terms by the user.
3. DEFINITIONS
3. DEFINITIONS
3. DEFINITIONS
Platform: Website www.payora.ai and all associated services
User: Any person accessing and using the Platform
Seller: Professional offering their services on the Platform
Buyer: Individual or company seeking professional services
Introducer: Person facilitating connections between Sellers and Buyers
Deal: Commercial transaction conducted via the Platform
Account: User's personal space on the Platform
Secure Messaging: Internal communication system on the Platform
Platform: Website www.payora.ai and all associated services
User: Any person accessing and using the Platform
Seller: Professional offering their services on the Platform
Buyer: Individual or company seeking professional services
Introducer: Person facilitating connections between Sellers and Buyers
Deal: Commercial transaction conducted via the Platform
Account: User's personal space on the Platform
Secure Messaging: Internal communication system on the Platform
Platform: Website www.payora.ai and all associated services
User: Any person accessing and using the Platform
Seller: Professional offering their services on the Platform
Buyer: Individual or company seeking professional services
Introducer: Person facilitating connections between Sellers and Buyers
Deal: Commercial transaction conducted via the Platform
Account: User's personal space on the Platform
Secure Messaging: Internal communication system on the Platform
4. ACCESS TO THE PLATFORM
4. ACCESS TO THE PLATFORM
4. ACCESS TO THE PLATFORM
4.1 Access Conditions
Access to the Platform is reserved for natural or legal persons aged at least 18 years old with full legal capacity.
Use of the Platform requires an internet connection and compatible equipment. Connection and equipment costs remain the sole responsibility of the User.
4.2 Availability
KB Digital Corp Ltd endeavors to ensure Platform availability 24/7, subject to maintenance operations, updates, or force majeure events.
KB Digital Corp Ltd reserves the right to suspend, interrupt, or limit access to all or part of the Platform without notice, particularly for technical, security, or maintenance reasons.
4.1 Access Conditions
Access to the Platform is reserved for natural or legal persons aged at least 18 years old with full legal capacity.
Use of the Platform requires an internet connection and compatible equipment. Connection and equipment costs remain the sole responsibility of the User.
4.2 Availability
KB Digital Corp Ltd endeavors to ensure Platform availability 24/7, subject to maintenance operations, updates, or force majeure events.
KB Digital Corp Ltd reserves the right to suspend, interrupt, or limit access to all or part of the Platform without notice, particularly for technical, security, or maintenance reasons.
4.1 Access Conditions
Access to the Platform is reserved for natural or legal persons aged at least 18 years old with full legal capacity.
Use of the Platform requires an internet connection and compatible equipment. Connection and equipment costs remain the sole responsibility of the User.
4.2 Availability
KB Digital Corp Ltd endeavors to ensure Platform availability 24/7, subject to maintenance operations, updates, or force majeure events.
KB Digital Corp Ltd reserves the right to suspend, interrupt, or limit access to all or part of the Platform without notice, particularly for technical, security, or maintenance reasons.
5. ACCOUNT CREATION AND MANAGEMENT
5. ACCOUNT CREATION AND MANAGEMENT
5. ACCOUNT CREATION AND MANAGEMENT
5.1 Registration
To use the Platform services, Users must create an account by providing accurate, complete, and up-to-date information, including:
First and last name
Date of birth
Email address
Professional information (depending on profile type)
Profile photograph (optional)
5.2 Identity Verification (KYC/KYB)
In accordance with UK anti-money laundering and counter-terrorism financing regulations (Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017), KB Digital Corp Ltd verifies Users' identities via its service provider Sumsub.
Sellers and Introducers must provide:
Valid identification document
Proof of address
Company legal documents (where applicable)
Bank details (IBAN)
Refusal to provide these documents or submission of fraudulent documents will result in account refusal or suspension.
5.3 Account Security
Users are responsible for maintaining the confidentiality of their login credentials. They agree to:
Choose a strong password
Not share their credentials with third parties
Immediately notify KB Digital Corp Ltd of any unauthorized use of their account
KB Digital Corp Ltd cannot be held liable for damages resulting from fraudulent use of a User's account.
5.4 Account Suspension and Closure
KB Digital Corp Ltd reserves the right to suspend or close any account in case of:
Violation of these Terms
Provision of false or misleading information
Fraudulent or suspicious activity
Non-compliance with applicable regulations
Prolonged inactivity
Users may request account closure at any time via their account settings or by contacting hello@payora.ai.
5.1 Registration
To use the Platform services, Users must create an account by providing accurate, complete, and up-to-date information, including:
First and last name
Date of birth
Email address
Professional information (depending on profile type)
Profile photograph (optional)
5.2 Identity Verification (KYC/KYB)
In accordance with UK anti-money laundering and counter-terrorism financing regulations (Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017), KB Digital Corp Ltd verifies Users' identities via its service provider Sumsub.
Sellers and Introducers must provide:
Valid identification document
Proof of address
Company legal documents (where applicable)
Bank details (IBAN)
Refusal to provide these documents or submission of fraudulent documents will result in account refusal or suspension.
5.3 Account Security
Users are responsible for maintaining the confidentiality of their login credentials. They agree to:
Choose a strong password
Not share their credentials with third parties
Immediately notify KB Digital Corp Ltd of any unauthorized use of their account
KB Digital Corp Ltd cannot be held liable for damages resulting from fraudulent use of a User's account.
5.4 Account Suspension and Closure
KB Digital Corp Ltd reserves the right to suspend or close any account in case of:
Violation of these Terms
Provision of false or misleading information
Fraudulent or suspicious activity
Non-compliance with applicable regulations
Prolonged inactivity
Users may request account closure at any time via their account settings or by contacting hello@payora.ai.
5.1 Registration
To use the Platform services, Users must create an account by providing accurate, complete, and up-to-date information, including:
First and last name
Date of birth
Email address
Professional information (depending on profile type)
Profile photograph (optional)
5.2 Identity Verification (KYC/KYB)
In accordance with UK anti-money laundering and counter-terrorism financing regulations (Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017), KB Digital Corp Ltd verifies Users' identities via its service provider Sumsub.
Sellers and Introducers must provide:
Valid identification document
Proof of address
Company legal documents (where applicable)
Bank details (IBAN)
Refusal to provide these documents or submission of fraudulent documents will result in account refusal or suspension.
5.3 Account Security
Users are responsible for maintaining the confidentiality of their login credentials. They agree to:
Choose a strong password
Not share their credentials with third parties
Immediately notify KB Digital Corp Ltd of any unauthorized use of their account
KB Digital Corp Ltd cannot be held liable for damages resulting from fraudulent use of a User's account.
5.4 Account Suspension and Closure
KB Digital Corp Ltd reserves the right to suspend or close any account in case of:
Violation of these Terms
Provision of false or misleading information
Fraudulent or suspicious activity
Non-compliance with applicable regulations
Prolonged inactivity
Users may request account closure at any time via their account settings or by contacting hello@payora.ai.
6. SERVICES PROVIDED
6. SERVICES PROVIDED
6. SERVICES PROVIDED
6.1 Connection Services
The Platform enables connections between Buyers, Sellers, and Introducers for commercial transactions (Deals).
KB Digital Corp Ltd acts solely as a technological intermediary and does not directly participate in commercial transactions between Users.
6.2 Secure Payment System (Escrow)
The Platform offers a secure escrow payment system managed by Mangopay UK Ltd, an authorized payment service provider.
How it works:
Buyer deposits funds into an escrow account
Funds are held until Deal completion
Funds are released to the Seller according to agreed conditions
Payora charges a commission on each transaction
6.3 Secure Messaging
Users can communicate with each other via the secure messaging system integrated into the Platform. This messaging is intended solely for professional exchanges related to Deals.
6.4 Document Management
The Platform allows Users to access, generate, and archive:
Invoices
Contracts
Transaction history
Supporting documents
6.5 Review System
Upon completion of each Deal, Buyers and Sellers can review each other. These reviews contribute to Users' reputation on the Platform.
6.1 Connection Services
The Platform enables connections between Buyers, Sellers, and Introducers for commercial transactions (Deals).
KB Digital Corp Ltd acts solely as a technological intermediary and does not directly participate in commercial transactions between Users.
6.2 Secure Payment System (Escrow)
The Platform offers a secure escrow payment system managed by Mangopay UK Ltd, an authorized payment service provider.
How it works:
Buyer deposits funds into an escrow account
Funds are held until Deal completion
Funds are released to the Seller according to agreed conditions
Payora charges a commission on each transaction
6.3 Secure Messaging
Users can communicate with each other via the secure messaging system integrated into the Platform. This messaging is intended solely for professional exchanges related to Deals.
6.4 Document Management
The Platform allows Users to access, generate, and archive:
Invoices
Contracts
Transaction history
Supporting documents
6.5 Review System
Upon completion of each Deal, Buyers and Sellers can review each other. These reviews contribute to Users' reputation on the Platform.
6.1 Connection Services
The Platform enables connections between Buyers, Sellers, and Introducers for commercial transactions (Deals).
KB Digital Corp Ltd acts solely as a technological intermediary and does not directly participate in commercial transactions between Users.
6.2 Secure Payment System (Escrow)
The Platform offers a secure escrow payment system managed by Mangopay UK Ltd, an authorized payment service provider.
How it works:
Buyer deposits funds into an escrow account
Funds are held until Deal completion
Funds are released to the Seller according to agreed conditions
Payora charges a commission on each transaction
6.3 Secure Messaging
Users can communicate with each other via the secure messaging system integrated into the Platform. This messaging is intended solely for professional exchanges related to Deals.
6.4 Document Management
The Platform allows Users to access, generate, and archive:
Invoices
Contracts
Transaction history
Supporting documents
6.5 Review System
Upon completion of each Deal, Buyers and Sellers can review each other. These reviews contribute to Users' reputation on the Platform.
7. USER OBLIGATIONS
7. USER OBLIGATIONS
7. USER OBLIGATIONS
7.1 General Obligations
All Users agree to:
Provide accurate, complete, and up-to-date information
Comply with applicable laws and regulations
Use the Platform fairly and in accordance with its intended purpose
Not infringe upon third-party rights
Not disrupt Platform operations
Respect KB Digital Corp Ltd's intellectual property rights
7.2 Prohibitions
It is strictly prohibited to:
Use the Platform for illegal or fraudulent purposes
Disseminate unlawful, defamatory, discriminatory, violent, or pornographic content
Impersonate a third party
Harass or threaten other Users
Attempt unauthorized access to Platform systems
Extract or copy Platform data by automated means
Circumvent security systems
Use the Platform for spam or unsolicited commercial prospecting
Conduct transactions outside the Platform to avoid service fees
7.3 Specific Obligations for Sellers
Sellers agree to:
Possess necessary qualifications and authorizations to conduct their business
Provide services in accordance with descriptions and commitments
Respect agreed deadlines and conditions
Issue invoices compliant with applicable tax regulations
Immediately inform Buyers in case of inability to perform
7.4 Specific Obligations for Buyers
Buyers agree to:
Provide all information necessary for proper Deal execution
Respect agreed payment conditions
Collaborate in good faith with the Seller
Evaluate Sellers honestly and objectively
7.1 General Obligations
All Users agree to:
Provide accurate, complete, and up-to-date information
Comply with applicable laws and regulations
Use the Platform fairly and in accordance with its intended purpose
Not infringe upon third-party rights
Not disrupt Platform operations
Respect KB Digital Corp Ltd's intellectual property rights
7.2 Prohibitions
It is strictly prohibited to:
Use the Platform for illegal or fraudulent purposes
Disseminate unlawful, defamatory, discriminatory, violent, or pornographic content
Impersonate a third party
Harass or threaten other Users
Attempt unauthorized access to Platform systems
Extract or copy Platform data by automated means
Circumvent security systems
Use the Platform for spam or unsolicited commercial prospecting
Conduct transactions outside the Platform to avoid service fees
7.3 Specific Obligations for Sellers
Sellers agree to:
Possess necessary qualifications and authorizations to conduct their business
Provide services in accordance with descriptions and commitments
Respect agreed deadlines and conditions
Issue invoices compliant with applicable tax regulations
Immediately inform Buyers in case of inability to perform
7.4 Specific Obligations for Buyers
Buyers agree to:
Provide all information necessary for proper Deal execution
Respect agreed payment conditions
Collaborate in good faith with the Seller
Evaluate Sellers honestly and objectively
7.1 General Obligations
All Users agree to:
Provide accurate, complete, and up-to-date information
Comply with applicable laws and regulations
Use the Platform fairly and in accordance with its intended purpose
Not infringe upon third-party rights
Not disrupt Platform operations
Respect KB Digital Corp Ltd's intellectual property rights
7.2 Prohibitions
It is strictly prohibited to:
Use the Platform for illegal or fraudulent purposes
Disseminate unlawful, defamatory, discriminatory, violent, or pornographic content
Impersonate a third party
Harass or threaten other Users
Attempt unauthorized access to Platform systems
Extract or copy Platform data by automated means
Circumvent security systems
Use the Platform for spam or unsolicited commercial prospecting
Conduct transactions outside the Platform to avoid service fees
7.3 Specific Obligations for Sellers
Sellers agree to:
Possess necessary qualifications and authorizations to conduct their business
Provide services in accordance with descriptions and commitments
Respect agreed deadlines and conditions
Issue invoices compliant with applicable tax regulations
Immediately inform Buyers in case of inability to perform
7.4 Specific Obligations for Buyers
Buyers agree to:
Provide all information necessary for proper Deal execution
Respect agreed payment conditions
Collaborate in good faith with the Seller
Evaluate Sellers honestly and objectively
8. TRANSACTIONS AND PAYMENTS
8. TRANSACTIONS AND PAYMENTS
8. TRANSACTIONS AND PAYMENTS
8.1 Payment Service Provider
Payments are processed by Mangopay UK Ltd (Company Number 14111900), an authorized and regulated payment service provider.
By using payment services, Users also accept Mangopay's terms of use available at www.mangopay.com.
8.2 Payment Account
To make or receive payments, Users must open a payment account with Mangopay via the Platform.
8.3 Service Fees
KB Digital Corp Ltd charges a commission on each transaction conducted via the Platform. The commission amount is communicated to Users before validating each Deal.
8.4 Escrow System
Buyer funds are placed in escrow until Deal completion according to the following procedures:
Deposit of funds by Buyer
Secure holding by Mangopay
Release to Seller after Deal validation
Dispute option in case of disagreement
8.5 Payment Processing Times
Payment processing times depend on payment methods used and Mangopay's procedures. KB Digital Corp Ltd does not guarantee specific payment processing timeframes.
8.6 Refunds
In case of Deal cancellation before execution, funds are returned to the Buyer according to agreed conditions, minus any non-refundable fees.
8.1 Payment Service Provider
Payments are processed by Mangopay UK Ltd (Company Number 14111900), an authorized and regulated payment service provider.
By using payment services, Users also accept Mangopay's terms of use available at www.mangopay.com.
8.2 Payment Account
To make or receive payments, Users must open a payment account with Mangopay via the Platform.
8.3 Service Fees
KB Digital Corp Ltd charges a commission on each transaction conducted via the Platform. The commission amount is communicated to Users before validating each Deal.
8.4 Escrow System
Buyer funds are placed in escrow until Deal completion according to the following procedures:
Deposit of funds by Buyer
Secure holding by Mangopay
Release to Seller after Deal validation
Dispute option in case of disagreement
8.5 Payment Processing Times
Payment processing times depend on payment methods used and Mangopay's procedures. KB Digital Corp Ltd does not guarantee specific payment processing timeframes.
8.6 Refunds
In case of Deal cancellation before execution, funds are returned to the Buyer according to agreed conditions, minus any non-refundable fees.
8.1 Payment Service Provider
Payments are processed by Mangopay UK Ltd (Company Number 14111900), an authorized and regulated payment service provider.
By using payment services, Users also accept Mangopay's terms of use available at www.mangopay.com.
8.2 Payment Account
To make or receive payments, Users must open a payment account with Mangopay via the Platform.
8.3 Service Fees
KB Digital Corp Ltd charges a commission on each transaction conducted via the Platform. The commission amount is communicated to Users before validating each Deal.
8.4 Escrow System
Buyer funds are placed in escrow until Deal completion according to the following procedures:
Deposit of funds by Buyer
Secure holding by Mangopay
Release to Seller after Deal validation
Dispute option in case of disagreement
8.5 Payment Processing Times
Payment processing times depend on payment methods used and Mangopay's procedures. KB Digital Corp Ltd does not guarantee specific payment processing timeframes.
8.6 Refunds
In case of Deal cancellation before execution, funds are returned to the Buyer according to agreed conditions, minus any non-refundable fees.
9. CONTENT MODERATION AND CONTROL
9. CONTENT MODERATION AND CONTROL
9. CONTENT MODERATION AND CONTROL
9.1 Deal Control
KB Digital Corp Ltd reserves the right to moderate Deals proposed on the Platform to ensure their relevance and compliance with these Terms.
9.2 Anti-Spam Policy
KB Digital Corp Ltd implements an anti-spam policy to protect Users against abusive solicitations and ensure service quality.
9.3 Reporting
Any User may report inappropriate content or behavior via reporting tools available on the Platform.
KB Digital Corp Ltd undertakes to review each report and take appropriate measures.
9.1 Deal Control
KB Digital Corp Ltd reserves the right to moderate Deals proposed on the Platform to ensure their relevance and compliance with these Terms.
9.2 Anti-Spam Policy
KB Digital Corp Ltd implements an anti-spam policy to protect Users against abusive solicitations and ensure service quality.
9.3 Reporting
Any User may report inappropriate content or behavior via reporting tools available on the Platform.
KB Digital Corp Ltd undertakes to review each report and take appropriate measures.
9.1 Deal Control
KB Digital Corp Ltd reserves the right to moderate Deals proposed on the Platform to ensure their relevance and compliance with these Terms.
9.2 Anti-Spam Policy
KB Digital Corp Ltd implements an anti-spam policy to protect Users against abusive solicitations and ensure service quality.
9.3 Reporting
Any User may report inappropriate content or behavior via reporting tools available on the Platform.
KB Digital Corp Ltd undertakes to review each report and take appropriate measures.
10. INTELLECTUAL PROPERTY
10. INTELLECTUAL PROPERTY
10. INTELLECTUAL PROPERTY
10.1 KB Digital Corp Ltd Rights
All Platform elements (structure, design, texts, graphics, logos, icons, sounds, software, databases, etc.) are the exclusive property of KB Digital Corp Ltd or subject to usage authorization.
Any reproduction, representation, modification, publication, or adaptation of all or part of the Platform is strictly prohibited without prior written authorization from KB Digital Corp Ltd.
10.2 User Content
By publishing content on the Platform (profile photograph, portfolio, descriptions, etc.), Users grant KB Digital Corp Ltd a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, adapt, publish, and distribute this content in connection with Platform operation and promotion.
Users warrant that they possess all necessary rights to the content they publish and agree not to infringe upon third-party rights.
10.3 Trademarks
"PAYORA" and other trademarks mentioned on the Platform are registered or pending registration. Any unauthorized use of these trademarks is prohibited.
10.1 KB Digital Corp Ltd Rights
All Platform elements (structure, design, texts, graphics, logos, icons, sounds, software, databases, etc.) are the exclusive property of KB Digital Corp Ltd or subject to usage authorization.
Any reproduction, representation, modification, publication, or adaptation of all or part of the Platform is strictly prohibited without prior written authorization from KB Digital Corp Ltd.
10.2 User Content
By publishing content on the Platform (profile photograph, portfolio, descriptions, etc.), Users grant KB Digital Corp Ltd a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, adapt, publish, and distribute this content in connection with Platform operation and promotion.
Users warrant that they possess all necessary rights to the content they publish and agree not to infringe upon third-party rights.
10.3 Trademarks
"PAYORA" and other trademarks mentioned on the Platform are registered or pending registration. Any unauthorized use of these trademarks is prohibited.
10.1 KB Digital Corp Ltd Rights
All Platform elements (structure, design, texts, graphics, logos, icons, sounds, software, databases, etc.) are the exclusive property of KB Digital Corp Ltd or subject to usage authorization.
Any reproduction, representation, modification, publication, or adaptation of all or part of the Platform is strictly prohibited without prior written authorization from KB Digital Corp Ltd.
10.2 User Content
By publishing content on the Platform (profile photograph, portfolio, descriptions, etc.), Users grant KB Digital Corp Ltd a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, adapt, publish, and distribute this content in connection with Platform operation and promotion.
Users warrant that they possess all necessary rights to the content they publish and agree not to infringe upon third-party rights.
10.3 Trademarks
"PAYORA" and other trademarks mentioned on the Platform are registered or pending registration. Any unauthorized use of these trademarks is prohibited.
11. PERSONAL DATA
11. PERSONAL DATA
11. PERSONAL DATA
Processing of Users' personal data is governed by our Privacy Policy available at www.payora.ai/privacy.
KB Digital Corp Ltd is committed to protecting personal data in accordance with the UK Data Protection Act 2018 and UK GDPR.
For any questions regarding your personal data, you may contact our Data Protection Officer at hello@payora.ai.
Processing of Users' personal data is governed by our Privacy Policy available at www.payora.ai/privacy.
KB Digital Corp Ltd is committed to protecting personal data in accordance with the UK Data Protection Act 2018 and UK GDPR.
For any questions regarding your personal data, you may contact our Data Protection Officer at hello@payora.ai.
Processing of Users' personal data is governed by our Privacy Policy available at www.payora.ai/privacy.
KB Digital Corp Ltd is committed to protecting personal data in accordance with the UK Data Protection Act 2018 and UK GDPR.
For any questions regarding your personal data, you may contact our Data Protection Officer at hello@payora.ai.
12. COOKIES
12. COOKIES
12. COOKIES
The Platform uses cookies to improve user experience, secure connections, and analyze site usage.
For more information, please consult our Cookie Policy available at www.payora.ai/cookies.
The Platform uses cookies to improve user experience, secure connections, and analyze site usage.
For more information, please consult our Cookie Policy available at www.payora.ai/cookies.
The Platform uses cookies to improve user experience, secure connections, and analyze site usage.
For more information, please consult our Cookie Policy available at www.payora.ai/cookies.
13. LIABILITY
13. LIABILITY
13. LIABILITY
13.1 KB Digital Corp Ltd Liability
KB Digital Corp Ltd acts as a technological intermediary and is not a party to transactions between Users.
KB Digital Corp Ltd endeavors to ensure proper Platform operation but does not guarantee:
Absence of interruptions or errors
Accuracy or completeness of information published by Users
Platform suitability for Users' specific needs
Quality of services provided by Sellers
Favorable outcome of Deals
KB Digital Corp Ltd's liability can only be engaged for proven direct damages resulting from its fault, excluding all indirect damages such as loss of profits, loss of clientele, loss of business opportunities, or damage to reputation.
13.2 User Liability
Each User is solely responsible for:
Their use of the Platform
Content they publish
Contractual commitments they make with other Users
Compliance with their legal and tax obligations
Users agree to indemnify KB Digital Corp Ltd for any damage suffered due to violation of their obligations.
13.3 Force Majeure
KB Digital Corp Ltd cannot be held liable in case of non-performance or delay in performing its obligations resulting from force majeure as defined by English law.
13.1 KB Digital Corp Ltd Liability
KB Digital Corp Ltd acts as a technological intermediary and is not a party to transactions between Users.
KB Digital Corp Ltd endeavors to ensure proper Platform operation but does not guarantee:
Absence of interruptions or errors
Accuracy or completeness of information published by Users
Platform suitability for Users' specific needs
Quality of services provided by Sellers
Favorable outcome of Deals
KB Digital Corp Ltd's liability can only be engaged for proven direct damages resulting from its fault, excluding all indirect damages such as loss of profits, loss of clientele, loss of business opportunities, or damage to reputation.
13.2 User Liability
Each User is solely responsible for:
Their use of the Platform
Content they publish
Contractual commitments they make with other Users
Compliance with their legal and tax obligations
Users agree to indemnify KB Digital Corp Ltd for any damage suffered due to violation of their obligations.
13.3 Force Majeure
KB Digital Corp Ltd cannot be held liable in case of non-performance or delay in performing its obligations resulting from force majeure as defined by English law.
13.1 KB Digital Corp Ltd Liability
KB Digital Corp Ltd acts as a technological intermediary and is not a party to transactions between Users.
KB Digital Corp Ltd endeavors to ensure proper Platform operation but does not guarantee:
Absence of interruptions or errors
Accuracy or completeness of information published by Users
Platform suitability for Users' specific needs
Quality of services provided by Sellers
Favorable outcome of Deals
KB Digital Corp Ltd's liability can only be engaged for proven direct damages resulting from its fault, excluding all indirect damages such as loss of profits, loss of clientele, loss of business opportunities, or damage to reputation.
13.2 User Liability
Each User is solely responsible for:
Their use of the Platform
Content they publish
Contractual commitments they make with other Users
Compliance with their legal and tax obligations
Users agree to indemnify KB Digital Corp Ltd for any damage suffered due to violation of their obligations.
13.3 Force Majeure
KB Digital Corp Ltd cannot be held liable in case of non-performance or delay in performing its obligations resulting from force majeure as defined by English law.
14. DISPUTE RESOLUTION
14. DISPUTE RESOLUTION
14. DISPUTE RESOLUTION
14.1 Disputes Between Users
In case of dispute between Users concerning a Deal, parties agree to seek an amicable solution using mediation tools available on the Platform.
KB Digital Corp Ltd may, at its discretion, offer its good offices to facilitate dispute resolution but is not obligated to do so.
14.2 Disputes with KB Digital Corp Ltd
In case of dispute with KB Digital Corp Ltd, Users are invited to first contact customer service at hello@payora.ai to seek an amicable solution.
14.3 Mediation
In accordance with applicable legal provisions, Users have the option to resort to conventional mediation procedures or any other alternative dispute resolution method.
14.1 Disputes Between Users
In case of dispute between Users concerning a Deal, parties agree to seek an amicable solution using mediation tools available on the Platform.
KB Digital Corp Ltd may, at its discretion, offer its good offices to facilitate dispute resolution but is not obligated to do so.
14.2 Disputes with KB Digital Corp Ltd
In case of dispute with KB Digital Corp Ltd, Users are invited to first contact customer service at hello@payora.ai to seek an amicable solution.
14.3 Mediation
In accordance with applicable legal provisions, Users have the option to resort to conventional mediation procedures or any other alternative dispute resolution method.
14.1 Disputes Between Users
In case of dispute between Users concerning a Deal, parties agree to seek an amicable solution using mediation tools available on the Platform.
KB Digital Corp Ltd may, at its discretion, offer its good offices to facilitate dispute resolution but is not obligated to do so.
14.2 Disputes with KB Digital Corp Ltd
In case of dispute with KB Digital Corp Ltd, Users are invited to first contact customer service at hello@payora.ai to seek an amicable solution.
14.3 Mediation
In accordance with applicable legal provisions, Users have the option to resort to conventional mediation procedures or any other alternative dispute resolution method.
15. APPLICABLE LAW AND JURISDICTION
15. APPLICABLE LAW AND JURISDICTION
15. APPLICABLE LAW AND JURISDICTION
These Terms are governed by English Law.
In case of dispute and absent amicable settlement, the competent courts of the United Kingdom shall have sole jurisdiction.
These Terms are governed by English Law.
In case of dispute and absent amicable settlement, the competent courts of the United Kingdom shall have sole jurisdiction.
These Terms are governed by English Law.
In case of dispute and absent amicable settlement, the competent courts of the United Kingdom shall have sole jurisdiction.
16. MODIFICATIONS TO THE TERMS
16. MODIFICATIONS TO THE TERMS
16. MODIFICATIONS TO THE TERMS
KB Digital Corp Ltd reserves the right to modify these Terms at any time.
Users will be informed of any substantial modifications by email or via Platform notification at least 30 days before the new conditions take effect.
Continued use of the Platform after modifications take effect constitutes acceptance of the new Terms.
If Users do not accept the modifications, they must cease using the Platform and may request account closure.
KB Digital Corp Ltd reserves the right to modify these Terms at any time.
Users will be informed of any substantial modifications by email or via Platform notification at least 30 days before the new conditions take effect.
Continued use of the Platform after modifications take effect constitutes acceptance of the new Terms.
If Users do not accept the modifications, they must cease using the Platform and may request account closure.
KB Digital Corp Ltd reserves the right to modify these Terms at any time.
Users will be informed of any substantial modifications by email or via Platform notification at least 30 days before the new conditions take effect.
Continued use of the Platform after modifications take effect constitutes acceptance of the new Terms.
If Users do not accept the modifications, they must cease using the Platform and may request account closure.
17. MISCELLANEOUS PROVISIONS
17. MISCELLANEOUS PROVISIONS
17. MISCELLANEOUS PROVISIONS
17.1 Entire Agreement
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between Users and KB Digital Corp Ltd regarding Platform use.
17.2 Severability
If one or more provisions of these Terms are declared null or unenforceable, the other provisions shall retain their full force and effect.
17.3 No Waiver
KB Digital Corp Ltd's failure to enforce a clause of these Terms cannot be interpreted as a waiver of the right to enforce that clause subsequently.
17.4 Assignment
KB Digital Corp Ltd may assign or transfer all or part of its rights and obligations under these Terms. Users may not assign their rights without prior written consent from KB Digital Corp Ltd.
17.1 Entire Agreement
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between Users and KB Digital Corp Ltd regarding Platform use.
17.2 Severability
If one or more provisions of these Terms are declared null or unenforceable, the other provisions shall retain their full force and effect.
17.3 No Waiver
KB Digital Corp Ltd's failure to enforce a clause of these Terms cannot be interpreted as a waiver of the right to enforce that clause subsequently.
17.4 Assignment
KB Digital Corp Ltd may assign or transfer all or part of its rights and obligations under these Terms. Users may not assign their rights without prior written consent from KB Digital Corp Ltd.
17.1 Entire Agreement
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between Users and KB Digital Corp Ltd regarding Platform use.
17.2 Severability
If one or more provisions of these Terms are declared null or unenforceable, the other provisions shall retain their full force and effect.
17.3 No Waiver
KB Digital Corp Ltd's failure to enforce a clause of these Terms cannot be interpreted as a waiver of the right to enforce that clause subsequently.
17.4 Assignment
KB Digital Corp Ltd may assign or transfer all or part of its rights and obligations under these Terms. Users may not assign their rights without prior written consent from KB Digital Corp Ltd.
18. CONTACT
18. CONTACT
18. CONTACT
For any questions regarding these Terms, you may contact us:
Email: hello@payora.ai
Mail: KB Digital Corp Ltd, 20 Wenlock Road, London, England, N1 7GU
Website: www.payora.ai
Last Updated: November 25, 2025
KB Digital Corp Ltd
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Last Updated: November 25, 2025
For any questions regarding these Terms, you may contact us:
Email: hello@payora.ai
Mail: KB Digital Corp Ltd, 20 Wenlock Road, London, England, N1 7GU
Website: www.payora.ai
Last Updated: November 25, 2025
KB Digital Corp Ltd
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Last Updated: November 25, 2025
For any questions regarding these Terms, you may contact us:
Email: hello@payora.ai
Mail: KB Digital Corp Ltd, 20 Wenlock Road, London, England, N1 7GU
Website: www.payora.ai
Last Updated: November 25, 2025
KB Digital Corp Ltd
Company Number: 16843122
Registered Office: 20 Wenlock Road, London, England, N1 7GU
Last Updated: November 25, 2025